TRAVEL INSURANCE

Events outside of both BornWild and your control might occur, so we REQUIRE you to secure an independent travel protection insurance policy which includes emergency evacuation coverage and medical coverage for the duration of your trip with us.

Travel Insurance Requirements

Events outside of both BornWild’s and your control may occur. For this reason, we require all travelers to secure independent travel protection insurance for the duration of their trip. This policy must include emergency medical evacuation coverage and medical coverage for the entirety of your journey with us.

Essential Coverage

Your travel insurance policy must provide comprehensive medical protection, including:

  • Full medical coverage for illness or injury

  • Emergency medical air evacuation

  • Repatriation coverage, not only in the event of death but also in cases of serious injury that require transport to a suitable medical facility

Minimum Insurance Requirements & Guidance

We require that your policy meets the following minimum standards:

  • Emergency evacuation/repatriation coverage: minimum $200,000 USD

  • Medical coverage: minimum $75,000 USD

Please note: Policies tied to credit cards or personal health insurance coverage are not accepted.

Although we require that your policy start and end dates coincide with your official trip dates, we recommend coverage for the entire duration of your travel, including flights and transit. Ensure that your emergency evacuation coverage includes helicopter evacuation and covers any altitudes you may reach during your trip.

Optional Cancel For Any Reason (CFAR) Coverage

Some travelers choose to purchase optional Cancel For Any Reason (CFAR) coverage for additional peace of mind. CFAR coverage typically must be purchased within a limited period after your initial trip deposit or booking, often within 14–21 days, depending on the insurance provider and policy.

CFAR coverage is optional and is separate from the travel insurance coverage required by BornWild. If you are interested in this type of coverage, please review the specific requirements and purchase deadlines directly with your chosen insurance provider.

We encourage you to conduct thorough due diligence to ensure that your chosen policy meets your specific needs and requirements, including the requirements outlined above.

ADDITIONAL TANZANIA MANDATORY INBOUND TRAVEL INSURANCE

In addition to the comprehensive travel insurance required by BornWild, foreign visitors traveling to Tanzania are also required to have Tanzania’s mandatory inbound travel insurance. This is a separate government requirement and does not replace the comprehensive travel insurance outlined above.

You only need one Tanzania mandatory inbound insurance policy. The policy you need depends on where you first enter Tanzania.

If You First Enter Tanzania Mainland

If your first point of entry is Tanzania Mainland — such as Kilimanjaro International Airport (JRO), Arusha, or Dar es Salaam — you should obtain the mandatory inbound travel insurance through the National Insurance Corporation (NIC).

If You First Enter Zanzibar

If your first point of entry is Zanzibar — such as Abeid Amani Karume International Airport (ZNZ) — you should obtain the mandatory inbound travel insurance through the Zanzibar Insurance Corporation (ZIC).

Important Information

The mandatory Tanzanian policy currently costs USD $44 per adult and is valid for up to 92 days. Children aged 3–17 receive a 50% discount, while children aged 0–2 are free.

The policy provides coverage for certain services including medical emergencies, emergency medical evacuation, repatriation and lost luggage. Once purchased, you will receive an insurance certificate. Please keep a copy accessible throughout your travels, as you may be asked to provide proof of coverage.

Why Do You Need Both?

The two policies serve different purposes, and both are required for a BornWild trip.

The Tanzania mandatory inbound policy is a government requirement for international visitors entering Tanzania and provides specific local coverage and assistance while in the country.

Your comprehensive travel insurance provides broader protection throughout your journey, including medical expenses, emergency evacuation and repatriation, as well as trip cancellation and interruption coverage, depending on your policy.

For emergencies that fall under the mandatory Tanzanian policy, travelers should contact NIC or ZIC first and follow their procedures. If assistance cannot be obtained in a timely manner, you should then contact your comprehensive travel insurance provider.

Because accessing government assistance during an emergency may not always be straightforward, we strongly recommend having comprehensive travel insurance from a reputable provider in your home country. It is additional protection, not a replacement for the mandatory Tanzanian policy.

Visiting Both Mainland Tanzania & Zanzibar?

You do not need to purchase both the NIC and ZIC policies.

Your mandatory policy is determined by your first point of entry into Tanzania:

  • Mainland Tanzania first → NIC policy

  • Zanzibar first → ZIC policy

That one mandatory policy is sufficient for the mandatory Tanzanian insurance requirement, even if you travel between Mainland Tanzania and Zanzibar during your trip.

Please check the official insurance websites above for the most current requirements, coverage details and pricing before purchasing your policy.